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It is true that an intention to reaffirm a mortgage is not the same as an actual re-affirmation, which requires that a reaffirmation form be signed, and then filed with the Bankruptcy court
If the mortgage was not re-affirmed - if no reaffirmation form was filed with the Bankruptcy court - then the mortgage was discharged in your Chapter 7 Bankruptcy, and the mortgage company cannot try to collect the balance owed on the mortgage.
This is so, even though you have continued to make the payments, and even though you filed a subsequent Chapter 13 that may be dismissed.
Property taxes that were at least one year old at the time you filed your Bankruptcy would be discharged in that Bankruptcy.
Any additional property taxes that are due would be collected by placing a lien on the house, not directly from you.
Optional Information: State/Country relating to question: New YorkAlready Tried: Some attorney advice.