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cfortunato
cfortunato, Attorney
Category: Bankruptcy Law
Satisfied Customers: 8023
Experience:  Bankruptcy professor.
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Can i add a creditor to my list after discharge date?

This answer was rated:

Can i add a creditor to my list after discharge date?

cfortunato :

Hi - my name is XXXXX XXXXX I'm a Bankruptcy attorney here to assist you.

cfortunato :

Has your Bankruptcy case already been closed (in addition to being discharged)?

Customer:

yes, in march 2012. This creditor is from 2004.

cfortunato :

After a case has been closed, you can add a creditor, but you have to first re-open the case, and then file an amended Schedule with that creditor added to the list.

Customer:

Actually, how do I know if it has been closed? My discharge paper just says discharged.

cfortunato :

If your Bankruptcy was a no-asset case, then it is not necessary to add creditors, as all dischargeable debts are discharged in that Bankruptcy even if any creditors were not listed.

Customer:

No asset case means?

cfortunato :

You can find out if your case has been closed by going to the clerk in the Bankruptcy court.

cfortunato :

No asset means you did not surrender any assets (such as real estate) to the Bankruptcy trustee.

Customer:

OK, then if I need to re-open case do I see the clerk about that too?

cfortunato :

Yes - you should be able to get the necessary forms and instructions from the Bankruptcy court clerk.

Customer:

Thanks for your help.

cfortunato :

You're welcome!

cfortunato :

And please have a pleasant day!

cfortunato and 2 other Bankruptcy Law Specialists are ready to help you

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