Hi - my name is XXXXX XXXXX I'm a Bankruptcy attorney here to assist you.
Unfortunately, the Bankruptcy court cannot "expunge" prior Bankruptcies that were dismissed. It does not matter what the reason for dismissal was.
Once a Bankruptcy is filed, that Bankruptcy remains in the court's records indefinitely, and remains on one's credit report for up to 10 years.
This is so, regardless of the fact that the Bankruptcy was dismissed before a discharge was issued.
Is this what you wanted to know?
aha! that's the word, Expunge, ok, thanks so much. but can the Lender(s) do a Motion to Dismiss on claims not listed on Schedule B when no Schedules were listed (skeleton petition)?
and yes, this is exactly what i wanted to know, i think you just answered my last question
Yes - any creditor can file a Motion to Dismiss - whether or not the creditor's claim was listed in the Schedules.
thanks so much (i have another question coming)
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