Paul K, Esq. : Hello, my name is XXXXX XXXXX I would love to assist you. Give me a moment to research your issue and I will answer promptly.
Paul K, Esq. : The creditor does not need to be listed on Schedule D (secured) AND schedule F (unsecured), only on D.
Paul K, Esq. : On Schedule B, for assets, the Debtor should have shown the property worth 16k and a lien of 29K.
Paul K, Esq. : THen on Schedule D, the creditor should be listed, the value of the property ($16k), the loan balance, and then the difference, which would be the unsecured portion.
Paul K, Esq. : A creditor can object to the valuation and have the mobile home appraised to show it is worth more and teh Debtor can get one to prove it is only worth $16k.
Paul K, Esq. : Sometimes it takes a bit of back and forth to get your question fully answered, so leave me more messages and I will respond throughout the day.
Paul K, Esq. : If I have fully answered your question, dont forget to provide a positive rating so that we get credit for our session.
Paul K, Esq. : Have a great day and, again, feel free to ask any follow-up questions that you have.