Bankruptcy Law Questions? Ask a Bankruptcy Lawyer Now.
Just your opinion....what is your experience, do banks typically have an issue with opening a new account for someone who has just filed bankruptcy? If our current bank didn't incur any potential loss due to our filing, I wonder how agreeable they'd be in opening a new account for us?
Since you responded I've found differing opinions on this subject with some stating that as long as you have a $0 balance in a current checking account on the day of filing when the bankruptcy estate is established and that bank is not named in the BK as a creditor, there is nothing legally preventing you from continuing to use that account.
Another option suggested is to open an account elsewhere, pre-filing and just keep a $0 balance with no activity on the account until after filing.
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