I belive that Chapter 13 only applies to secured debt. In my case, the only amount that is secured is my mortgage. My ex lived in the home and accrued $37,000 in arrears, which I am now trying to pay off in order to keep the home. He did not file. I can't really afford to pay any more then what I am currently paying. What happens then?
It is my understanding that it was confirmed.
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