Bankruptcy Law Questions? Ask a Bankruptcy Lawyer Now.
Hi - my name is XXXXX XXXXX I'm a Bankruptcy litigation attorney.
The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 requires a person to get credit counseling from a government-approved organization within 180 days before filing.
If you completed the course properly and were set to get your bankruptcy filed, then there may be an issue with what happened. Certainly, you could claim the expense of having to re-take the course (which usually run around $50). Also, if the delay has caused you any damage, etc. then you could sue the attorney for that as well.
Whether or not it is worth pursuing the attorney for not filing on time would depend on what effect - if any - the delay has had on you or what damages have resulted from such a delay.