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In SC private creditors cannot garnish wages. I don't know if the student loan debt can. I have no property and will never have property in my name considering. What did you mean by "leaving property that you own"? Also, what is seizing funds in bank accounts? Does that mean when my paycheck is directly deposited they take the entire check?
is there anyone else i can talk to?
Hello, my name is XXXXX XXXXX I would love to assist you.
In South Carolina your wages cannot be garnished at all. A creditor can, however, take money out of your bank account, even if joint with a spouse, if you have over $150.00 in the account. So keep your account balance low to avoid this.
As for student loans, since it is owed to the State and is not a private loan, the state can garnish your wages. You will want to be proactive with them and try to get on deferment until your situation improves. Here is a website that may get you started: http://www.scstudentloan.org/currentborrowers/repaymentinformation.aspx
There is a student loan forgiveness program but unfortunately it only applies to federal loans.
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