I inadvertently found out on August 20, 2012 that one of my customers filed chapter 7
bankruptcy. She filed bankruptcy on February 10, 2012, but she never mentioned the filing and I never received any notice
from the bankruptcy court
. The account she has with me is not an open account. It is a charged-off debt. She began paying me $50 every two weeks in November, 2011 and has continued payments through the present. She was discharged from bankruptcy on July 9, 2012, but her bankruptcy case is still open because the trustee
believes there may be assets to pay creditors. I filed a proof of claim
. She has made 3 more payments since I became aware of the bankruptcy. When I asked her why she was paying when she was in a bankruptcy case, she stated that the debt owed was "not part of the bankruptcy". This is a general unsecured, non-priority debt, so I don't know why it wouldn't be part of the bankruptcy.
The debt she owes was not on her bankruptcy schedules. I was not on the Creditor Mailing Matrix until I filed a proof of claim.
What do I do about the payments made from the time she filed bankruptcy to the date I became aware of same? Do I need to alert anyone (e.g. trustee, Court, etc.) about the payments? Is it ok that she has made payments to me since her discharge in 07/2012?