Bankruptcy Law Questions? Ask a Bankruptcy Lawyer Now.
*This chat is not intended as legal advice. It is general information that may or may not apply to your situation and should not be relied upon.*
My name isXXXXX am a Florida lawyer, my answers are information only and do not form an attorney/client relationship.
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All personal liability regarding the Condo Association and investment properties ( that were not reaffirmed) would typically have been discharged by the bankruptcy
Any fees or dues that arose after the petition was filed, would not have been discharged by the bankruptcy
Since you signed a reaffirmation agreement on the car, you would typically be subject to the terms of that reaffirmation agreement.Therefore you typically would be responsible for the late fee payments unless the reaffirmation provided otherwise
Have I answered your question
Thats mean that all debts with the condo ass.before i filled the bankruptcy it does not exist any more
Yes UNLESS a lien against the property was filed by the Condo Association prior to the bankruptcy filing. Usually the Association Bylaws provide that unpaid assessments become a lien when due
I think this is what you wanted to know. Please let me know if I have answered your question or whether you would like further information
What happen if the assoc. filled a lien before the bankruptcy and i included that lien in the filling?
The lien would not have been avoided unless you filed an adversary proceeding to avoid the lien
If you did not file the adversary proceeding, you could consider reopening the bankruptcy. However you will want to keep in mind that motions to avoid condo liens rarely succeed
what mean that assoc.bylaws provide that unpaid assessments become a lien when due. It is authomatic. All that i own to the association become a lien
Or they have to submit the claim in court
Some condo associations docs do not provide that unpaid assessments become a lien when due. Most condo association documents do provide that unpaid assessments become a lien when due
It is not necessary for the Association to submit the claim in court
in what part of the bylaws documents can i find this provission
You would find the provision in a paragraph relating to past due fees
Unfortunately you may need to read through all of the bylaws
Ok. Thank you very much
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