*This chat is not intended as legal advice. It is general information that may or may not apply to your situation and should not be relied upon.*
My name isXXXXX am a Florida lawyer, my answers are information only and do not form an attorney/client relationship.
I will do my best to provide you with helpful information. If the information which I provide is not clear to you or does not fully answer your question, please ask me for clarification by using the reply button.
All personal liability regarding the Condo Association and investment properties ( that were not reaffirmed) would typically have been discharged by the bankruptcy
Any fees or dues that arose after the petition was filed, would not have been discharged by the bankruptcy
Since you signed a reaffirmation agreement on the car, you would typically be subject to the terms of that reaffirmation agreement.Therefore you typically would be responsible for the late fee payments unless the reaffirmation provided otherwise
Have I answered your question
Thats mean that all debts with the condo ass.before i filled the bankruptcy it does not exist any more
Yes UNLESS a lien against the property was filed by the Condo Association prior to the bankruptcy filing. Usually the Association Bylaws provide that unpaid assessments become a lien when due
I think this is what you wanted to know. Please let me know if I have answered your question or whether you would like further information
What happen if the assoc. filled a lien before the bankruptcy and i included that lien in the filling?
The lien would not have been avoided unless you filed an adversary proceeding to avoid the lien
If you did not file the adversary proceeding, you could consider reopening the bankruptcy. However you will want to keep in mind that motions to avoid condo liens rarely succeed
what mean that assoc.bylaws provide that unpaid assessments become a lien when due. It is authomatic. All that i own to the association become a lien
Or they have to submit the claim in court
Some condo associations docs do not provide that unpaid assessments become a lien when due. Most condo association documents do provide that unpaid assessments become a lien when due
It is not necessary for the Association to submit the claim in court
in what part of the bylaws documents can i find this provission
You would find the provision in a paragraph relating to past due fees
Unfortunately you may need to read through all of the bylaws
Ok. Thank you very much
It has been my pleasure to work with you
If you would take a moment to click the rating tab to rate my work, I would appreciate it. My goal is EXCELLENT and I hope your rating reflects that.
Please let me know if I can assist you in the future by requesting me directly.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).