Hello and thank you for allowing me the opportunity to assist you.
Q: What is the best way to find a bankruptcy attorney?
A: The best way is to use the Indianapolis Bar Association's attorney referral service, which you can access HERE
Q: How would we list them as a creditor if we don't know who they are?
A: You (or your attorney if you hire one) will look at your credit report to see all of your creditors. I always ask clients to give me a report from each of the 3 credit bureaus for exactly that reason.
Q: Is there any way to find out who all is claiming we owe them money in order to include them in the bankruptcy?
A: See above about credit reports
Q: I know we can look at our credit report, but things like medical bills and such won't show up on there.
A: Sometimes they do show up because those bills get sent to collection agencies
. However, you should note that if your case is a no-asset Chapter 7
(meaning all of your assets are exempt, which will likely be the case), then you won't be harmed if you miss a creditor. So, if you forget to put a doctor's office on the schedules, the debt would still be discharged in a no-asset Chapter 7 because there would be nothing for the creditor anyway ... in other words, the creditor is not harmed by not being listed. If you're thinking about a Chapter 13
, then you need to list all creditors because the listed creditors will get payments.
Does that answer your question? Let me know if you need clarification, and please remember to rate me positively so that I receive credit for my efforts.
Thank you and good luck!