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cfortunato
cfortunato, Attorney
Category: Bankruptcy Law
Satisfied Customers: 8023
Experience:  Bankruptcy professor.
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I have been trying to file Ch7 bankruptcy to stop a wage garnishment,

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I have been trying to file Ch7 bankruptcy to stop a wage garnishment, unfortunatly, it doesnt look like I will be able to file before the garnishment goes into effect. Is there any way to get the money back as soon as I do file?

cfortunato :

Hi moondove,


 

cfortunato :

If you file a Bankruptcy after wages are garnished, it is not possible to get that money back.


 

cfortunato :

However, filing an emergency Bankruptcy will stop a garnishment right away - and it takes only 5 minutes to fill out the 3 pages required for an emergency filing.

cfortunato :

The 3 pages would be filed, and then you would have 15 days to file the rest of the papers.

Customer:

I intended to try that. But I ran out of time :-(. The local bankruptcy court where I am located is 400 miles away and I would have to mail the forms. Theyw ould not get there int ime to stop it this pay check. Oh well.


 

cfortunato :

Some Bankruptcy courts allow electronic filing by non-attorneys.

cfortunato :

And some will only allow attorneys to file electronically.


 

cfortunato :

Do you know if your court will allow you to file electronically?

Customer:

I am not sure. I did not see anything like that on the courts website. But I will call and ask


 

cfortunato :

More and more courts are allowing this. Hopefully your court will allow it.

Customer:

Ill check. Thank you!

cfortunato and 5 other Bankruptcy Law Specialists are ready to help you

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