Bankruptcy Law Questions? Ask a Bankruptcy Lawyer Now.
Hi - my name is Kirk and I'm a Bankruptcy litigation attorney.
In order for a judgment to be discharged, you must file a motion to avoid a judicial lien. Your attorney can file a motion with the bankruptcy court requesting that the judicial lien be removed from your home and other property upon completion of your bankruptcy. If the bankruptcy court grants the motion, then the judgment creditor will no longer have a lien on your property. You also need to ensure that the judgment debt is listed on your actual bankruptcy petition in order for the debt to be eliminated.
IF you did both of these things, then the debt is not collectible and you can file a grievance with credit reporting agency to have the judgment removed, or at the very least, you can have a notation placed on your credit report that says the judgment debt has been discharged.