Bankruptcy Law Questions? Ask a Bankruptcy Lawyer Now.
*This chat is not intended as legal advice. It is general information that may or may not apply to your situation and should not be relied upon.*
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Please tell me what state you reside in
state of Wisconsin
You may want to consider a chapter 7 bankruptcy. It would immediately stopped the garnishment and allow you a fresh financial start. I will explain.
As an individual, there are two types of bankruptcy available.
A Chapter 7 bankruptcy could discharge (erase) all of your unsecured debt such as credit cards, judgments and personal loans. It would be an opportunity for a fresh financial start. However, you may have to surrender assets, if any, that exceed your exemption.
A Chapter 13 bankruptcy is a repayment plan for an individual. It may require that you repay some of your unsecured credit card debt over a 3 -5 year period. However, you may retain assets that exceed your exemption.
Here are the exemptions for Wisconsin:http://www.bankruptcyinformation.com/wi_exemp.htm
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can i file a bankruptcy claim myself or is an attorney required
You may legally file a chapter 7 bankruptcy without an attorney
That said, it is advisable to retain counsel as bankruptcy can be complex
typically the total costs would be about $1500
in the courts for attemting to colect this debt , the courts determined that the ex wife was liable for 50% of this debt because the divorce was not finalized yet , how do i get her to pay her 1/2
we are talking about co-payment
You may consider bringing a contempt action to compel your ex to adhere to the order and bring the payment current.
Generally speaking, when someone violates the court orders they are considered to be in contempt of court. To enforce your rights you will need to file a motion for contempt (may also be called an motion to show cause). In that motion you indicate what the orders are and how she has violated them.
You can typically pick the forms up at the clerk of the court's office and file them yourself.
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could you email me this info so that i can get proper forms
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ok , thank you