i currently have no ability to pay. I am considering bankruptcy but i will be permanently out of the country. I dont know how that would affect the meeting of creditors etc.
And I surely dont want amex to view this as an attempt to defraud them
so should i wait for 90 days to be up? whats my timeline before civil suit? and would you consider my recent charges an act of fraud?
These charges are not out of the ordinary for this card. And I cannot pay because of a settlement agreement that left me near pennyless. I have conveyed this to Amex and they noted it on my account. I have stopped receiving calls from them. Dont know if this is a good sign or a bad sign.
OK thank you for the advice. i will leave excellent feedback!
Last question: If you were Amex and knowing the circumstances, would you view this as an attempt to defraud?
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