Bankruptcy Law Questions? Ask a Bankruptcy Lawyer Now.
i currently have no ability to pay. I am considering bankruptcy but i will be permanently out of the country. I dont know how that would affect the meeting of creditors etc.
And I surely dont want amex to view this as an attempt to defraud them
so should i wait for 90 days to be up? whats my timeline before civil suit? and would you consider my recent charges an act of fraud?
These charges are not out of the ordinary for this card. And I cannot pay because of a settlement agreement that left me near pennyless. I have conveyed this to Amex and they noted it on my account. I have stopped receiving calls from them. Dont know if this is a good sign or a bad sign.
OK thank you for the advice. i will leave excellent feedback!
Last question: If you were Amex and knowing the circumstances, would you view this as an attempt to defraud?
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).