Bankruptcy Law Questions? Ask a Bankruptcy Lawyer Now.
How "old" is the old credit card debt? In other words, when was your last payment?
Thank you for that information. In your response, make sure you put the same caption on the top of the paper with the names and case number XXXXX it. Then in the body of the paper write that according to Florida Chapter 95.11 the statute of limitations for debt related to an oral contract is four years from the date of breach or a credit card debt which is also four years. In other words, if you haven't made any payments in four years, the debt is gone! Put that in your response. However, I would still list it on the bankruptcy just to be extra sure.
If you still have court, tell the judge the debt is too old.