Anything that is put into your home that is attached
- such as kitchen cabinets, floors and paint - cannot be taken by the Bankruptcy court
, because anything that is attached become a part of your homestead. So, those things would also be exempt in an unlimited amount - as long as those improvements does not result in a home that is valued at more than the homestead exemption ($150,000). In other words, there would be no problem as long as the improvements do not add more than $60,000 in value to your home, since it is currently worth around $90,000.
There is no exemption for the pre-payment of medical or dental bills, so you would
want to have most of the medical and dental work done before you file. In other words, if you paid a dentist $2,000 for caps, and if the caps were not already put in before you filed, a Bankruptcy trustee
would be able to get some of that money back from the dentist.