Bankruptcy Law Questions? Ask a Bankruptcy Lawyer Now.
Hi, thanks for your question. You should hire a lawyer for specific legal advice. No attorney client relationship is created here.
Since the debt with the college was not discharged in bankruptcy, they can legally collect on the debt.
The bankruptcy case tolled(stopped) any statute of limitations, starting the clock over.
Payments on the debt can toll the statute as well.
Where do you live currently?
The statute of limitations can toll if you move as well, as the creditor might have to transfer the claim to a different jurisdiction.
you would be best to talk to a local attorney to review which jurisdiction applies, and review the various statutes of limitations, and then review what can toll the statutes.
In any event, charged of debt can seriously impact your credit, so if you can afford to pay the debt, it might be in your best interest to do so, but review that with your attorney.
Any further questions? If not, please click accept to close the question. Thanks.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).