Hi, thanks for your question. You should hire a lawyer for specific legal advice. No attorney client relationship is created here.
Since the debt with the college was not discharged in bankruptcy, they can legally collect on the debt.
The bankruptcy case tolled(stopped) any statute of limitations, starting the clock over.
Payments on the debt can toll the statute as well.
Where do you live currently?
The statute of limitations can toll if you move as well, as the creditor might have to transfer the claim to a different jurisdiction.
you would be best to talk to a local attorney to review which jurisdiction applies, and review the various statutes of limitations, and then review what can toll the statutes.
In any event, charged of debt can seriously impact your credit, so if you can afford to pay the debt, it might be in your best interest to do so, but review that with your attorney.
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