my ch13 bk says case about to close but I'am only 28 months into a 3 year plan. I have made all my payments on time and have not received any large payments or income just puttered along with what was told the court.I have not taken my second test on budget. Where do I go for this.What does this mean?
State/Country relating to question: Washington
Over 34 years, I have assisted my clients with debt problems having filed more than 32000 Chapter 7 and Chapter 13 Bankruptcy petitions. Accept this as good news. Note, plans are completed early when some of your creditors never filed claims to be paid. And when that occurs, less time and money is required to complete the plan. But you do need to complete you second counseling.session ASAP so that the trustee can file his final accounting which. Is required for you to get a discharge. Finally, once you receive a discharge, those creditors who did not file cannot ever pursue you in the future for the debt as they are now also discharged.
34 plus years of experience specializing in bankruptcy law
I also asked where do i go to do my counseling session. I will do it now.It is on line but what is the web site i go to?
where do I go to do 2nd credit counsulling session so I can do it now. Please answer it's been awhile.Tom
Relist: Answer quality.great job,i was really nervous and this calmed me down,thanks,I just need the web site that i go to to do the second credit counsulling on line class,I want to do this NOW.I asked this 2 times already,please let me know!!!!
please,where do i go to do the 2nd credit counsulling!!!!!!!!!!!Tom
please where do i go to compleat my 2nd credit counsulling???????????
There are many web sites that offer this service. I particularly like Consumer Credit Service.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).