I filed my bankrupcy papers for chapter 7 and i also filed to have the fee waiv ed that was denied so now what do i do also i got a paper stating i forrgot to file form 23 the financial credit class and also what does this mean case commencement Deficiency Notice its marked notice of avaiaable chapters sighned by deptor .im confused i got a letter for me to appear at the 341 meeting then i have another paper saying my case was dismissed and another paper saying application for fileling fee waiver denied and the debtor not having filed the fee for the petion herein so what do i do
Optional Information: Country relating to Question: United States State (if USA): California Already Tried: Filed for chapter 7
First, since your application not to pay the filing fee was denied, you need to pay the filing fee.
Second, you need to file the Form 23 Here's a link: B 23
Third, you need to file the Notice regarding B 201A Instructions (Forms B201A and B201B)
and its certification: B 201B
I can’t get my formatting right. Allright, here’s the summary:
You also noted that you received a notice that your case was dismissed. If that is really what it says, all the other is irrelevant.
You would have to refile, but the second filing is more tricky because you will have to take some steps to explain why the first case was dismissed and that you won't let it happen again. (But that's another subject)
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I got three leters one about the statement of personal financial managment and on that same paper is the day and tbhe time of the 341 meeting saying i have 14 days to get form 23 filed the oter letter i got is saying the i was denied the filing fee waiver and the other letter is just saying notice of dismissal stating ( you are notified that an order was entered dismissing the above captioned case and vacating the discharge if previously entered)?? So is that telling me my bk is dismissed or just the filing fee waiver is denied ?im confused maybe i should call the court i dont know i have no assets iv been out of work and im in debt and i tbhought this would be easy i cant afford an attorney so im trying to figure it out myself wow not as easy as i thought
Also do i mail a money order to the courts to pay the fee im in,california riverside county
The language you quoted:"you are notified that an order was entered dismissing the above captioned case and vacating the discharge if previously entered" sure sounds like it was dismissed. However, I couldn't tell for sure without looking at it. Sometimes it talks about that it will be dismissed within x days if not taken care of. Doesn't look good though.Yes, call the clerk to verify if that was the actual dismissal or just a warning.You can also look on pacer.com for your court and check the court's docket directly. (There is a signup process).I have seen advertisements for chapter 7 lawyers as low as about $1,000. That would probably be the road to go if you were dismissed.Also, do you really need to file? If you are as broke as you say you are, there's really nothing a creditor could take. The answer to this question is very state-specific. For example, in Texas, wage Garnishment can only be for Taxes and child support. Creditors can't use it. Therefore, creditors in Texas of an individual debtor are little more than a nuisance. Therefore (I'm a Texas attorney), I sometimes just tell my clients to ignore the creditors under some circumstances. I can't tell you what you should do since I can't speak to your state's collection laws. It's just food for thought..I hope I have answered your questions. Let me know if I missed anything.R
As far as the payment goes. Call that clerk. No need to send the check if it's been dismissed. If it has not been dismissed, they can tell you the local rules/address regarding payment.
Experience: United States Bankruptcy Code: Chapter 11 Business Attorney; Restructuring and Recoveries