Hello I am a licensed attorney here to help you with your question, please review my response and do not hesitate to ask for clarification.
Michigan bankruptcy law follows the Federal bankruptcy code, in terms of a student loan debt, it can only be discharged in a bankruptcy if you have a severe or undue hardship that makes it impossible for you to pay it.
For example, if you have a disability, that you no longer can work, that would be a hardship.
However, if sallie mae is trying to garnish your wages, or freeze your accounts, a bankruptcy filing would stop their collection activities, and and allow you to discharge all your other debts, in a chapter 7 case.
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