How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Joseph Scott Your Own Question
Joseph Scott
Joseph Scott, Attorney
Category: Bankruptcy Law
Satisfied Customers: 171
Experience:  I have practiced bankruptcy law for 10 years. Have handled hundreds of cases.
Type Your Bankruptcy Law Question Here...
Joseph Scott is online now
A new question is answered every 9 seconds

i didnt put my student loans on my bankrupcy filing because

This answer was rated:

i didn't put my student loans on my bankrupcy filing because i thought i could pay them. looks like my career is over, so can i add my student loans to my filing and how long after filing can i add my sudent loans to my bakrupcy filing.
First of all, I am sorry to hear about your employment problems. I sincerely XXXXX XXXXX the best. Your question is a great question, but, unfortunately, student loans are not dischargable in bankruptcy. Even if you would have included them in your original Petition, you would not have been able to discharge them.

The federal government protects the guaranteed loans from bankruptcy proceedings. In order to be discharge your guaranteed loans, you almost have to be completely disabled in every way, shape and form. In essence, it's almost impossible to discharge them.

However, if you have private loans, then they are easier to discharge, but still not easy.

I am sorry to be the bearer of bad news, but that is the harsh reality. If you have any other questions, please feel free to contact me.

My best,

J. Scott
Joseph Scott and other Bankruptcy Law Specialists are ready to help you

Related Bankruptcy Law Questions