Hi, thanks for your question. You should hire a lawyer for specific legal advice. No attorney client relationship is created here.
The creditor can sue to collect on the debt, yes.
They can freeze her bank account, or any other non-exempt assets.
They won't be able to attach the social security.
SHe's basically judgment proof if she doesn't own real estate.
a bankruptcy would discharge the debt though.
Even if judgment proof, the creditor can still try to sue, call, and collect.
bankruptcy makes all those problems go away.
Do you have any questions?
do you have any questions for me?
You could try calling the state bar association for a list.
give me a moment and I can get the contact.
there is a lawyer referral service at this site, which may include pro-bono attorneys
do you have any other questions?
no, i am in chicago
chapter 7 would be if she was to file bankruptcy, yes
they can call, they can send collection letters, they can sue. If she's judgment proof, means the creditor can't get anything. so if she has no bank accounts, no assets, then she's judgment proof.
they can sue, but can't get blood out of a rock
did you have any other questions?
ok, thank you for your question, if you have any more, please request me.
Most bankruptcy lawyers offer free consultations.
click accept when you are ready, and it will close this question. thanks!
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