Bankruptcy Law Questions? Ask a Bankruptcy Lawyer Now.
Hello and thank you for your question here on Just Answer.
You can file your bankruptcy without an attorney, although you may want to consider having a bankruptcy preparer prepare the paperwork for you. It generally costs a couple hundred dollars and are usually well worth it.
You can get copies of the forms need at the following website....
As far as qualifying for the bankruptcy. The court is going to look at your last 6 months worth of income.
if you have not worked in 6 months then you will not have any problem qualifying for a chapter 7.
The Means Test is the main test you have to pass in order to qualify for a chapter 7.
the means test is based on the median income, if you income is below the median then you automatically pass this test, if it is over the median then there is a long form that needs to be completed which is too difficult to explain here on this chat.
The median income in California for a 1 person household is, $49,188
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okay so since i didnt have income coming in i didnt file my taxes do i have to have my taxes done