Bankruptcy Law Questions? Ask a Bankruptcy Lawyer.
Do you want to keep the timeshare?
If yes, how much are the maintenance fees?
Then you would list the mortgage company as a secured creditor in your Bankruptcy petition, and you would not include the mortgage payment as part of your plan payment or your monthly expenses.
This way the balance of the mortgage will be discharged with the rest of your debt.
You can also have your obligation to pay the maintenance fees discharged - if there is no HOA involved.