I filed for bankruptcy Chapter 7 No asset case on the 31st of March and I had my creditors meeting on the 27th of April. I have recently opened a credit card for 300 dollars. Now I am terrified. Because, I have been reading I must inform the courts? What should I do? Am I not allowed to incur new debt after the filing?
I know, I did not know I had to wait, I have already use it though? What do I do? Am I going to get my case dismissed?
Your case is not going to get dismissed, and the trustee or the court will not even know, even if they did it would be of no concern since the amount is so low.
How sure are you that they will not find out? I absolutely needed for minor things like bus tickets, because I am a college student. I didn't file my bankruptcy because of credit cards, It was medical debt.I am looking for assurance that I'm okay. I am in California if that helps. Also, Should I tell my attorney what I have did asap? Or can I just keep it under-wraps?
You will be fine you can relax, if you were my client I would tell you to relax and due to the small amount and that you were a chapter 7 no asset case I would not advise the trustee. It is probably always a good idea to notify your attorney though and let him or her no and get their advise also, since you hired them make sure to get the service you paid for.
Are you 100% sure?
I have told you what I would do if one of my clients told me what you have stated I would not even bother the trustee. Check with your attorney to get their advice and then go with what they recommend, that is why you hired them. Even if you tell the trustee they are not going to dismiss your bankruptcy over $300.
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