My creditors meeting was March 19th and the Trustee generously gave me until May 21st because my schedules were all wrong and needed to be amended because i foolishly went to a BK attorney and asked him if he could look over my schedules though i knew some would have to be amended. He insisted on using his software/forms and only wanted to know my creditors. he wasted so much of my time and didn't submit electronically the Schedules I had prepared but just put none or whatever he wanted, telling me the next day, "well you said you had to amend the schedules anyway." then, my frickin computer crashed and I lost all the Schedules I did. I have been educating myself and researching the completely tangles fraudulent web my current mortgage has been through. It is truly unbelievable. i have discovered the loan modification that was recorded was never really done by the Title Company that is listed, it is completely robosigned, and when this lender, who didn't record an assignment transferred and sold my loan, the new lender didn't record it but instead assisted in creating a fabricated assignment deed of trust, skipping them from the chain of title. Now they are foreclosing and refuse to tell me what loan number they are foreclosing on. I have so much proof but I have to either get to an attorney or get my TRO/injunction/complaint/memorandum and points of authorities, orders and other required motions in to stop them...should justice be served. I have so much evidence and have read law books for over 5 months straight (more like 8 months cuz every other night is an all nighter, as was last night amending my schedules). But my creditors meeting is May 21st and I'm flying out of town the 15th-20th for my daughters graduation in southern california, so i have to have them in by the 14th and filed and served. Is there a chance I could get another extension to get my stuff together here? Also, I wanted to know, I was in an accident and after 3 years plus of not being able to work as a Registered Nurse anymore, going in to a terrible depression and battling ongoing pain, I received only $41,000.00. I had already lost and spent from savings $200,000.00. I had a daughter in college and another that had major health problems. I paid $985.00/month for Cobra for 3 1/2 years. Do I put the $41,000.00 I received in the settlement somewhere on my Bankruptcy Schedules?
State/Country relating to question: California
Over 33 years, I have assisted my clients with debt problems having filed more than 32000 Chapter 7 and Chapter 13 Bankruptcy petitions. When did you receive the 41K?
Since the PI settlement proceeds were received more than one year from the date you filed BK, you do not need to disclose it on your petition. As for an extension, yes, this is typicaly given upon request. And all you have to do is call the office of the trustee who is assigned and make your request.
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34 plus years of experience specializing in bankruptcy law
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