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Whether or not your lien will be dischargeable will depend on whether the debtor's homestead exemption is greater than the value of the lien.
To help determine this, please answer the following:
1) What is the current market value of the home?
2) What is the balance on the mortgage?
Thank you for your response.
Given the information you provided, the lien can be discharged also - because the house is worth less than the mortgage.
I think this is what you wanted to know. If not, please let me know.Thank you.
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