Bankruptcy Law Questions? Ask a Bankruptcy Lawyer.
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The reason the creditor wants a letter from your attorney is because creditors are prohibited from contacting you directly when you are represented by an attorney and you are in an active bankruptcy case. Even though your case has been discharged it is still an active case.
Your attorney just needs to give you a letter stating it is ok for the creditor to contact you directly. There is not really a form for this, as any letter will do.
Here is a website that will give you advice on how to write a hardship letter to your mortgage company in order to obtain a deed in lieu of foreclosure.
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