Bankruptcy Law Questions? Ask a Bankruptcy Lawyer Now.
Hello and thank you for your question here on Just Answer.
The reason the creditor wants a letter from your attorney is because creditors are prohibited from contacting you directly when you are represented by an attorney and you are in an active bankruptcy case. Even though your case has been discharged it is still an active case.
Your attorney just needs to give you a letter stating it is ok for the creditor to contact you directly. There is not really a form for this, as any letter will do.
Here is a website that will give you advice on how to write a hardship letter to your mortgage company in order to obtain a deed in lieu of foreclosure.
Please let me know if you have any other questions or if you need clarification on any part of my answer.
I hope you found my answer helpful, and if so please do not forget to click ACCEPT, this is the only way that I will get credit for assisting you– I receive no credit for helping you unless you actually press ACCEPT, even if you already have a subscription. By pressing the ACCEPT you will not be charged any more money. If you need more information, please use the REPLY button and I’d be more than happy to answer to your satisfaction. There is no fee for follow up questions before or after accepting, if we continue the conversation.
If you feel that I went an extra step to help you, a bonus in the form of another accept or an “add on” (available after you accept) is truly appreciated.
Also if you could take a minute and leave feedback that is also greatly appreciated. If you would like to ask me a question in the future you can put “For HCLegal” at the beginning of your question and I will be alerted and will answer your question the next time I am online.