I wish you well. Because I help people like you here, for a living---this is not a hobby for me---I sincerely XXXXX XXXXX abiding by the honor system with regard to Accepting answers, by Clicking your ACCEPT button now. Otherwise I do not get paid anything at all. BONUS and POSITIVE FEEDBACK are also appreciated An Accept also assures that I can assist you again. I wish you the best in your future.
Thank you for your response. Now that I have accepted the terms of the settlement agreement, I have many concerns. Although the agreement seems fair, history has shown that the Debtor will try every trick in the book to evade paying his debt. It also seems to me that the agreement only represents a promissary note and not a ruling that his debt to me is non-dischargable. Meaning of course it was like not going to bankruptcy court at all but another case for the civil court if the debt is not paid. Will I have the opportunity to ask the bankruptcy court to mandate that a non-dischargable ruling be included in the agreement or does it matter.
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