Hi, thanks for your question. You should hire a lawyer for specific legal advice. No attorney client relationship is created here.
On the means test, you should list all contributions to the household, including income from non-filing spouses.
You can deduct spouse's taxes, insurance, and any other line items that the non-filing spouse pays out.
On the means test, the line 17 can adjust for any personal expenses that the non-filing spouse has that are not household related, that can be used to adjust the income - such as student loan payment etc.
The housing expense is given based on family size.
As for line 42, this is future payments required in the next 60 months, divided by 60.
Unfortunately, if the debtor is not on the mortgage, there wouldn't be an amount here.
The spouse can likely take this deduction on the marital adjustment column.
Talk to a local bankruptcy attorney though to make sure all income and deductions are made properly.
thanks for your question, good luck
Thank you for the quick response....
So for the marital adjustment column, you mean question 17?
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