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I am physically separated from my husband. I live in Idaho

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I am physically separated from my husband. I live in Idaho and he lives in Minnesota and at some point we will get a divorce (over 6 months separated). Since he is a student and unemployed (he is 42 years old) and I am employed can I file bankruptcy just for myself only. We abandoned a house in Virginia when I lost my job and had to move to Minnesota for another job. This was over 1 and 1/2 years ago and it has not been foreclosed on. We did send them the keys when we left.

Where would I file for bankruptcy in this case? He owns a Jeep outright and I do not have a car but do have a 401K through my employer. I am physicially disabled and would qualify for disability but prefer to continue teaching classes online. I do not have health insurance and have may medical bills that I am paying on.

Can I file bankruptcy for myself only and will it eliminate debut that I have? Also, what state would I file in?
Submitted: 2 years ago.
Category: Bankruptcy Law
Expert:  FiveStarLaw replied 2 years ago.
Welcome to JustAnswer,

I am the expert that will be assisting you today. Thank you for your question.

If my answer is not clear to you or does not fully answer your question, please ask me for clarification by using the reply button.


You may file a bankruptcy without your spouse. You would file in Idaho since that is the State where you currently reside.

A husband and wife are not required to file a bankruptcy jointly. One party can file without the other.

A bankruptcy would typically discharge/erase all outstanding medical bills


I think this is what you wanted to know. Please use the REPLY button if you have any questions concerning my answer. Otherwise please click ACCEPT so that I am paid by the site for answering.
FiveStarLaw, Attorney
Category: Bankruptcy Law
Satisfied Customers: 36633
Experience: Bankruptcy Lawyer. Experienced.
FiveStarLaw and 4 other Bankruptcy Law Specialists are ready to help you
Customer: replied 2 years ago.
What about credit card debt and student loans?Innocent
Expert:  FiveStarLaw replied 2 years ago.

Credit cards would typically be discharged.

The student loans require a showing of hardship in order to obtain a discharge – you will need to meet with local counsel to determine whether your disability fits the criteria for a hardship


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