Hello I am a licensed attorney here to help you with your question, please review my response and do not hesitate to ask for clarification
I'm sorry, where is your response written?
Your credit will not be affected in any way,
the only issue is that your liability towards the debt
will still remain,
she will be discharged from the liability, however the creditor can still come after you,
If i have been making regular payments on the card, will the credit card company just continue to require monthly payments?
Also, is the fact that i received this notice indicative of me being a creditor?
yes, however, I would contact them directly and make sure they know that you will be continuing the payments,
will bankrupcy show up on my credit report even though i would continue to make payments?
If you received a notice, you could be a creditor, she may have listed as a joint debtor on the credit card, so that may be why you received it
your credit in no way will be affected by her filing,
you need to make sure that the current creditor, does not report anything negative against you, so make sure they know they will be paid.
How would i find out if i am a joint debtor or a creditor?
How could you be a creditor, that is if you loaned your mother money,
and she is trying to discharge the debt she owes you
would i need to attend the meeting of creditors that is listed on the order of bankruptcy?
not unless you want to fight her discharge,
If you do not have a loan with her, I would not worry,
you only have to make sure the credit card that you are willing to pay, understands that you will be paying them directly, and you have no issues
ok, thank you
good luck, and if you have any further questions please do not hesitate to ask
If satisfied with our service please press the accept button so we can receive credit
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).