Hello I am a licensed attorney here to help you with your question, please review my response and do not hesitate to ask for clarification
If the debt was discharged, I do not see how they could have put a lien onto your property, even if his name is XXXXX XXXXX deed of the home,
this is serious, and could be a clear violation of Federal law, if they placed a lien after their debt was discharged,
I would contact another attorney and consider a lawsuit against them,
But then we have attorney fees, court costs, etc., etc.
You can also notify the trustee of the original bankruptcy, and send him a letter, stating that the creditor has violated the Federal law, and ask the trustee to file sanctions against them,
Your bankruptcy attorney needs to handle this matter, or atleast give you advice on how to deal with this matter,
ok - I guess we just have to get after him to handle this.
You can sue them by yourself as well, or even contact the FTC.
We can just send a letter to the FTC?
The FTC under the fair debt collections law, do handle violation,
and they may go after the creditor for you as well
Ok - we'll get after his attorney and go to this link.
Thanks for verifying what I thought!
Any other words of legal wisdom?
Good luck, and make sure you have the actual discharge letter stating that the creditor was dismissed,
you can also go to the Local Civil Court, and see if the Clerk of the Court will allow you to sue the creditor their as well,
Also, if you go to the Federal Court, and explain to the Clerk the situation, they may have free attorneys ready to assist you as this could be a clear violation of Federal law, and you would receive damages,
ok - thanks.
Do I click "Accept" and then "save and exit". I want to make sure I save this?
If you have any further questions please do not hesitate to ask
Yes, after you press accept the entire conversation is saved,
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