Bankruptcy Law Questions? Ask a Bankruptcy Lawyer Now.
Hi - my name is XXXXX XXXXX I'm a Bankruptcy litigation attorney here to assist you.
Bankruptcy stay on your credit report for 7 years. However, it can still be a basis for denying a loan at any time so long as the lender can prove the filing puts you at a higher risk to default.
Let me make one clarification.
A bankruptcy can remain on your credit report for up to 10 years, but it is customary for it to be removed after 7.