Bankruptcy Law Questions? Ask a Bankruptcy Lawyer.
I believe I filed in 2005, so when can I file again. And they wouldn't give me any jail time would they?
I believe I filed in 2005, so when can I file again. Response 1: After 8 years. Sometime in 2013 depending on the month that you received a Discharge from your previous Chapter 7 Bankruptcy. You can file for a Chapter 7 bankruptcy relief every eight years of getting a discharge from the previous Chapter 7 filing. See 11 U.S.C. Section 109(g); Section 349(a); Sections 727(a)(8), 727(a)(2), and 727(a)(11).
And they wouldn't give me any jail time would they? Response 2: You cannot be jailed for a credit card debt. If a debt collector tells you that, that is not true. It is an illegal collection tactic if a collector tells you that you would be jailed if you do not pay the amount owed.