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Welcome to JustAnswer,I am a Florida bankruptcy attorney.If my answer is not clear to you or does not fully answer your question, please ask me for clarification by using the reply button.
You, as the bankruptcy debtor, chose the values listed on your petition. If the trustee is requesting a higher value, you may make a counteroffer and the trustee may accept it. However if the trustee is requesting $6600 based upon the values that you stated in your petition, it is unlikely that he will accept less. In that situation you may want to request that you be permitted to make the payments over a period of time. The fact that you are on disability would typically not have any bearing on your case
what if they employ an appraiser? can i just tell them to take the property?
You always have the option to surrender the property
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