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cfortunato, Attorney
Category: Bankruptcy Law
Satisfied Customers: 8023
Experience:  Bankruptcy professor.
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Do you know where I can find sample of letters to send to the

Resolved Question:

Do you know where I can find sample of letters to send to the creditors?
Submitted: 4 years ago.
Category: Bankruptcy Law
Expert:  cfortunato replied 4 years ago.
Hi JACustomer,
Your other question is about your husband's debts. What type of letter sample do you need?
Customer: replied 4 years ago.
letters to send to the creditors Suggested language.
Expert:  cfortunato replied 4 years ago.
What do you want to tell the creditors?
Customer: replied 4 years ago.
I want to explain in legal language that he is not responsible due mental capacity and that I have medical documentation to prove it
Expert:  cfortunato replied 4 years ago.
Okay - I am looking for one for you.
Customer: replied 4 years ago.
Expert:  cfortunato replied 4 years ago.

Here is one:


Sample Dispute Letter — For Existing Credit Accounts Based on Incapacity


Your Name
Your Address
Your City, State, Zip Code

The Account Number
Name of Creditor
City, State, Zip Code

Dear Sir or Madam:

I am writing to dispute a non-legal charge (or charges) attributed to my husband's account in the amount(s) of $______ incurred on________.


My husband has been diagnosed with (enter the diagnosis resulting in incapacity), and did not have the legal capacity to incur this charge. I am requesting that the charge be removed, that any finance and other charges related to the non-legal charge be credited as well, and that I receive an accurate statement.

Enclosed are copies of (use this sentence to describe any enclosed information,
such as a doctor's report) supporting my position. Please investigate this matter and
correct the non-legal as soon as possible.


Your name

Enclosures: (List what you are enclosing.)



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