Here is one:
Sample Dispute Letter — For Existing Credit Accounts Based on Incapacity
Your City, State, Zip Code
The Account Number
Name of Creditor
City, State, Zip Code
Dear Sir or Madam:
I am writing to dispute a non-legal charge (or charges) attributed to my husband's account in the amount(s) of $______ incurred on________.
My husband has been diagnosed with (enter the diagnosis resulting in incapacity), and did not have the legal capacity to incur this charge. I am requesting that the charge be removed, that any finance and other charges related to the non-legal charge be credited as well, and that I receive an accurate statement.
Enclosed are copies of (use this sentence to describe any enclosed information,
such as a doctor's report) supporting my position. Please investigate this matter and
correct the non-legal as soon as possible.
Enclosures: (List what you are enclosing.)