Hello I am a licensed attorney here to help you with your question, please review my response and do not hesitate to ask for clarification
When you apply for student loans you credit would be looked at, but you would still be able to obtaid Federal loans,
Plus loans, which look into your credit would be denied due to the bankruptcy filing,
If you have been current on your student loan payments, than their should be no problem to apply again for them,
However I would suggest you file bankruptcy after you receive the student loan check just to make sure
if they are federal student loans, a bankruptcy would not hurt you,
if you are paying your students loans now on time, that helps, and you can qualify again
When will you apply for student loans again?
Than you may want to file bankruptcy now, and keep on paying into the forbearance,
the forbearance program will hurt you when you apply again,
that will hurt you
so you can apply again
A bankruptcy take 2-4 months,
he would know you filed bankruptcy if the property is in your name, a bankruptcy
is public information
he would be made aware of the foreclosure,
the bankruptcy information would not be sent to him, but he could find out if he wishes
and if you have any further questions please do not hesitate to ask
If satisfied with our service pleas press the accept button so we can receive credit
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).