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If you paid in full the amounts on the statements you received each month from your lender, there is no legal basis for your lender to now change those amounts, or to charge you any fees. Accordingly, they will not be able to foreclose, and you are not in danger of losing your home.
Yes - banks are really that incompetent.
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I don't want to tell you not to follow your attorney's advice. But I have seen the devastation that can result from not making one's mortgage payments.