Bankruptcy Law Questions? Ask a Bankruptcy Lawyer Now.
Yes - you can have all of those taxes discharged in a Chapter 7 or a Chapter 13 Bankruptcy, because those taxes are from more than 3 years ago. Bankruptcy Stat. 523(a)(1).
(There is no Chapter 14 Bankruptcy.)
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The amount of money you make affects what your total payment will be, because how much you make determines what your monthly Chapter 13 plan payment will be.
Most of this money gets paid to your creditors, and at the end of the 3-5 year Chapter 13 plan, the balance of your debts gets discharged.