Bankruptcy Law Questions? Ask a Bankruptcy Lawyer Now.
What is your Bankruptcy Law question, please? (What would you like to know?)
If you do not want to keep the house, whether or not you want to short sell it, there would be no benefit to convert to a Chapter 13, as there would be no need to strip the mortgage.
It does not make sense to pay money to the Bankruptcy court for up to 5 years in order to strip a second mortgage if you do not want to keep the house.
Is this set of questions assuming you are going to file a Chapter 7 Bankruptcy?