Bankruptcy Law Questions? Ask a Bankruptcy Lawyer.
1) The anti-Bankruptcy clause would not be enforced if you file a Bankruptcy. In other words, you would still be able to have that debt discharged if you file.
2) You can file another Chapter 7 Bankruptcy 8 years after the prior one was filed, and you can file a Chapter 13 4 years after the Chapter 7 was filed.
3) In general, a Chapter 13 is filed when one's income is too high for a Chapter 13, or if the debtor has non-exempt assets (such as a house with significant equity) that he wants to keep.
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1). If I file Chapter 13.. can it be converted to a Chapter 7 down the road (after the 8yr period) if I can't pull out of this tailspin...?
2). Being self employeed, I don't show/take an income'... can I still file Chapter 13...?
1). I need to protect some cash and income from a judgement, If I file Chapter 13 how does it effect my business cashflow/income...?
2). Do projects under construction come to a halt, can I still proceed with them, etc ...?
3). Do I have to do anything special (paperwork, banking, etc)....?