Hi, thanks for your question. You should hire a lawyer for specific legal advice. No attorney client relationship is created here.
You can file pro-se (without an attorney).
Fees are $306 for chapter 7 $281 for chapter 13.
It is highly recommended to use an attorney to make sure the correct documents are timely filed and the petition is filed correctly and accurately. You will also get their advice and recommendations too.
You can check with the bankruptcy court clerk in your area, many have a help desk and or pro-se filing guide online.
Most attorneys offer free consultations and flexible payment plans though for bankruptcy cases
Thanks for your question, good luck.
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