Hello, I have filed a chapter 7
bk, and had my meeting with the trustee
. my house is co owned with my brother, we inherited it from our mother. My former house in Tucson is in forclosure, I took out a reverse mtg. on the inherited house, using money received to make needed repairs to the house so we could live in it. I received 150,000 in reverse mtg.,paid 100,000 back, which is no longer available to me, I have spent approx. $35,000 on repairs, taxes
, gave my brother $5,000 for his bills, and have used some to just live. I have a little less than 20,000. left with taxes due again. I am on social security, income of 800.00 a month. When I filed bk, I didn't think about the remaining money, or any money as I haven't used any for a long time. Now the trustee is going after 50,000, my attorney said I have to pay it, and with no visible means to do so, what am I supposed to do? My atty is not on my side and I feel he is not trying to help me at all. If the house was sole and separate, I can understand what they are saying, but because this house is joint, I made the repairs, etc. to have a place for us to live. There is a homestead on this house for 150,000, a mtg of 61,000 (interest included) and a market value on this house of approx,. 225,000. Should I get a new atty to help me or what should I do?