Hi, thanks for your question. You should hire a lawyer for specific legal advice. No attorney client relationship is created here.
Bankruptcy removes your liability to pay the loan, they will still be able to go after him if he was a cosigner. Therefore, you will need to work with the lender to get his name off the loan, basically refinance to yours alone. Only then would that remove his liability to pay the debt. Otherwise, he can enforce the marital settlement agreeement to get you to still pay for the debt.
Unfortunately, domestic support obligations do not discharge in bankruptcy either, so your requirement to pay for the daycare etc, wouldn't discharge in a bankruptcy.
you would need to go back to family law court to modify that order.
are you there?
Thank you for your response. I was thinking that might be the case.
The divorce stated he was supposed to pay for half of my daycare expenses. My family offered free daycare, but my ex refused. He said he would pay for all of daycare...it was a verbal agreement.
yeah, i hear ya. Unfortunately, verbal agreements are hard to uphold in court. Best you can do is let your family handle the daycare, unless the court terms were something different.
good luck to you . thanks for your question.
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