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In a Chapter 13, you must repay your debts under an approved plan. The plan is subject to objections from the trustee and the creditors.
However, one good feature of a Chapter 13 is that you have the right to "cram down" the mortgage on second homes, rental properties (non-homestead properties) and repay only that amount.
For example, if you owe $200,000 on a home and it is now only worth $100,000, you will be allowed to repay only the $100,000 and discharge the other $100,000.
Also, you can allow property to be foreclosed with court approval, and if that occurs, the unpaid balance will be an unsecured debt that will likely go unpaid.