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Ellen
Ellen, Attorney
Category: Bankruptcy Law
Satisfied Customers: 36714
Experience:  Bankruptcy Lawyer. Experienced.
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I want to know if you are in a Chap.13 and it gets dismissed

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I want to know if you are in a Chap.13 and it gets dismissed due to falling behind on payments and then you are unable to due any type of loans, etc. for two years? I was told this by a manager at a car dealership when we tried to trade are newest car in that is a direct payment to lender and doesn't come out of the 13 payment.

WebLaw :

*Due to rules of your state bar or mine, nothing herein is intended as legal advice, only intended as general information to better help yourself.*

WebLaw :



So sorry to hear of this dilemma. If my answer is not clear to you, please ask me for clarification by using the reply button.


WebLaw :

A debtor in a chapter 13 bankruptcy requires bankruptcy court permission to incur debt. This is true regardless of the fact that you are currently paying for the car outside the plan

WebLaw :


Please use the REPLY button if you have any questions concerning my answer. Otherwise please click ACCEPT so that I am paid by the site for answering.

Customer:

I'm revering to after it gets dismissed and 13 is gone, can I still due loans, etc. or is it true I can't for two years like I was told?

WebLaw :

He is not correct. Typically it is 2 years after discharge. Since your case is being dismissed without discharge, the two-year period does not apply

Customer:

That is what I needed to know. Thank You. I'm on a free trial, so how does that work, because I see a charge of $25.on top left page?

WebLaw :

I assume a free trial means that you do not pay-- However in order to have the site pay me you need to accept. If there are any problems let me know

Ellen and 2 other Bankruptcy Law Specialists are ready to help you