Hello I am a licensed attorney here to help you with your question, please review my response and do not hesitate to ask for clarification
Your total income is $2000 per month?
How large is your household?
no my income is 3,000 per month it was 5,000 so my loss is 2.000 per month
# XXXXX house is just me
The salary for a single person
If you make less than that amount you can file a chapter 7 in Florida, and discharge or wipe out all your credit card debts,
if it is right around that amount, i'm not sure of the exact figure, but it is pretty close to that. i have a mortgage and a equity line of credit to pay monthly too
You can either keep your home by paying it outside the bankruptcy through a reaffirmation agreement,
or get rid of both loans through the chapter 7
how do i find a good bankruptcy if i have to pay 200.00 for each call?
i'm filing because i don't have the money to pay my bills
are you still there?
I would use a bankruptcy preparer their entire fee is $200,
your case seems fairly simple,
also, many bankruptcy attorneys do waive their consultation fee if you use their legal services,
I would contact the local county bar association as well for an affordable attorney
Their are several bankruptcy petition companies online and you can find them online
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