Bankruptcy Law Questions? Ask a Bankruptcy Lawyer Now.
Hi, thanks for your question. You should hire a lawyer for specific legal advice. No attorney client relationship is created here.
You sound like you could be a good candidate for chapter 7. CH7 discharges all of the consumer debts, credit cards, medical bills, old utilities, unsecured loans etc. Fees range from 350 and up based on the complexity of the case and where you live and the attorney you hire. Filing fee is $299.
Most attorneys offer free consultations and flexible payment plans.
Your first step is to review your case with a bankruptcy attorney to show you all the options, the timelines, they will also review your assets and available asset protection Michigan allows with their state exemptions too.
Let me know if you have any questions. Thank you for your question, good luck.
no questions you answered it. I have names of 2 lawyers
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).